§ 173. Disability Benefits - Relationship to Prior or Subsequent Benefits Received by Worker

When a person becomes eligible for disability insurance benefits after having begun old-age insurance (retirement) benefits, which can happen only when the individual is between the age of 62 and the Social Security Act's "full retirement age" (which is between 65 and 67 depending on year of birth), the disability benefit amount will be reduced to reflect the months of early payment of old-age insurance benefits.

Disability benefits are primary benefits; they rest on the claimant's own earnings record rather than the earnings record of another. When a person entitled to disability benefits is also eligible for a family benefit, as a spouse, say, that auxiliary benefit is reduced by the amount of the primary benefit. If the auxiliary benefit is larger than the primary, the total amount received by the individual will be that larger amount but the total will be made up of the full primary benefit plus a reduced auxiliary benefit.

  • Related Sections:
    • Part 1
      § 160. Old-Age Benefits - In General
      § 161. Old-Age Benefits - Entitlement
      § 170. Disability Benefits - In General
      § 172. Disability Benefits - Amount
      § 174. Disability Benefits - Benefits for Others That Are Linked To
      § 180. Disability Benefits - Disability Determination - In General
      § 181. Disability Benefits - Disability Determination - Procedure Employed
      § 182. Disability Benefits - Disability Determination - End of Disability
      § 190. How Disability Affects Non-Disability Benefits
    • Part 2
      § B 150. Full Retirement Age
      § N 100. Disabled Worker Claiming Disability Insurance